Npa in Psbs in India

INTRODUCTION After liberalization the Indian Banking arena substantial really apreciate.The Reserve Bank of India besides nationalized impregnable standard of mercenary banks for providing socio economic services to the people of the nation. The familiar Sector Banks stick shown very good Performance as distant as the monetary operations are concerned. If we look to the contemplate of the financial operations, we may find that deposits of the macrocosm to the usual celestial sphere banks deliver increase from 859,461.95 crore to 1,079,393.81 crore in 2003, the investment of public celestial sphere banks study increased from 349.107.21 crore to 545,509.00 crore, and however the advances swallow also been increased to 459,351.16 crore from 414,989.36 crore in 2003. The total income of the public sector banks stupefy also shown good performance since the coating few socio-economic classs and currently it is 128,464.40 crore.The public Sector Banks have also shown comparatively good result. The palpable profit of the public sector banks currently 29,175.26 crore which has been doubled to the blend to last class, and the Net Profit of the everyday Sector Banks is 12,295,47 crore. However, the moreover problem of the Public Sector Banks these years is the increasing years are the increasing level of the non-performing assets.

The non-performing assets of the public sector banks have been increasing regularly year by year. If we glance on the numbers of non-performing assets we may come to know that in the year 1997 the NPAs were 47,300 crore and reached to 80,246 crore in 2002. The only problem that hamper! s the financial performance of the Public Sector Banks is the increasing results of the non-performing assets. The non-performing assets impacts drastically to the working of the banks. The efficiency of banks is not always reflected only by the size of its balance plane but by the level of return on its assets. NPAs do not guarantee interest income for the banks, but at the same(p) duration banks are required to make provisions for such NPAs their...If you indigence to get a full essay, order it on our website: BestEssayCheap.com

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